Everyday Payments
Verified Ecosystem Service

Domestic Money Transfer (DMT)

Reliable cash-to-account remittances to Indian bank accounts.

Findeer Domestic Money Transfer (DMT) service allows retail partners to help workers, families, and customers send money securely to any bank account in India, 24 hours a day, 365 days a year, including bank holidays.

Instant Bank SettlementZero Setup Complication99.9% Verified Uptime
IMPS Remittance Core
Rail ID: FND-MONE-2026
Transaction Preview256-Bit SSL
ChannelIMPS Instant 24x7
Routing BankState Bank of India (Assisted)
Transaction Value₹4,000.00
Settlement Success+₹10.50 Margin
Direct Bank Settle
Sub-Second Speed
Capabilities & Value

Key advantages for consumers & retailers

Designed to make financial transactions fast, trustworthy, and simple.

24x7 Availability

Send money anytime without waiting in long bank branch queues or worrying about branch timings.

Clear Tracking

Unique transaction reference (UTR) generated immediately for every completed transfer.

Counter Convenience

Enables customers without digital banking access to send money safely through their local store.

Included features & specifications

Fast fund transfers to supported Indian bank accounts via IMPS and NEFT rails
Simple sender registration with mobile number and instant OTP verification
Save multiple verified beneficiaries for recurring monthly remittances
Real-time SMS status confirmations sent to both sender and recipient
Simple Workflow

How Domestic Money Transfer (DMT) works

A streamlined three-step experience for customers and store owners.

01

Recipient Details

Customer provides recipient account number, bank name, IFSC, and transfer amount.

02

OTP Verification

Retailer submits the transfer on the portal; sender confirms with mobile OTP.

03

Direct Bank Credit

Recipient bank account receives the funds promptly via national payment switches.

Target Audience & Beneficiaries

Who benefits most from this service?

  • Workers sending money to family members in other towns or states
  • Small business owners paying regional suppliers and vendors
  • Parents remitting allowances to college students
Assisted Compliance
All transactions operate in compliance with national financial and banking frameworks.
Service Questions

Frequently asked questions

What is the monthly limit for Domestic Money Transfer?

In compliance with regulatory guidelines, senders can transfer up to standard monthly limits per verified mobile number.

How fast is the beneficiary account credited?

IMPS transfers are typically credited in near real time directly to the recipient's bank account.

Ready to start using Domestic Money Transfer (DMT)?

Join the Findeer network today as a consumer, merchant, or retail partner.