Findeer brings cash withdrawals via AEPS and Micro ATM, instant domestic money transfer, utility bill payments, insurance discovery, and counter merchant QR solutions together into one dependable ecosystem for retail store owners and everyday customers.
Aadhaar biometric cash out & Micro-ATM services for walk-in customers.
Instant electricity, mobile, and DTH clearance with digital receipts.
All-in-one counter UPI collection with instant 4G audio voice confirmation.
How Findeer connects every counter and customer
From assisted banking at the neighbourhood kirana to digital payment collection for busy shops, Findeer powers a unified financial bridge across India.
Turn your physical store into a respected neighbourhood financial counter.
Provide essential cash withdrawals via AEPS and Micro-ATM, domestic money transfers, utility bill collections, and recharge services to hundreds of local families while building dependable monthly service margins.
For Everyday Individuals
ConsumerWithdraw cash near home without branch queues, clear monthly electricity bills, and send money to family in seconds.
Explore ServicesFor Counter Merchants
QR & SoundboxCollect UPI payments with dynamic counter QR stands and audible 4G voice confirmations in your local language.
View Merchant QRFor Network Distributors
Scale & LeadOnboard, support, and manage a territory of retail counters across your district with unified partner reporting.
Distributor ProgramExplore Findeer by category
Select a service domain below to see how Findeer simplifies assisted banking, everyday utility payments, and business compliance.
Aadhaar Enabled Payment System (AEPS)
Enable customers to withdraw cash, check account balances, and view mini-statements through Aadhaar biometrics or debit cards.
Compact handheld terminal supporting domestic RuPay, Visa, and Mastercard debit card withdrawals.
Cash & banking services, right at the neighbourhood counter
Many communities lack immediate access to bank branches and functioning ATMs. Findeer equips local store owners with AEPS biometric authentication and Micro-ATM terminals to provide reliable cash access.
Aadhaar Enabled Payment System (AEPS)
Customers only need their Aadhaar number and fingerprint to withdraw cash, check bank account balances, or obtain mini-statements without needing a plastic card or phone.
Micro ATM (M-ATM)
Transform your counter into an all-card cash withdrawal point. Customers insert their domestic debit card, enter their confidential PIN, and withdraw cash immediately.
Supports domestic RuPay, Visa, and Mastercard chip cards.
Connects wirelessly to your Android phone or tablet.
Fast, dependable money transfers to any bank account
Whether helping migrant workers send monthly allowances back to their families or assisting local customers who prefer cash-based counter services, Findeer Domestic Money Transfer (DMT) provides a safe, assisted remittance gateway 24 hours a day.
Send money on Sundays, bank holidays, and late evenings without waiting for branch hours.
Beneficiary account name lookup before dispatch to prevent accidental transfers.
Real-time transaction reference (UTR) sent directly to both sender and recipient phones.
Store regular family account details for fast, single-step remittances each month.
Every household bill & recharge cleared in seconds
Consolidated utility bill payments and telecom recharges under one roof. Clear electricity, mobile packs, DTH, piped gas, and FASTag with verified digital receipts.
Choose a service category
Click any utility to preview the instant bill retrieval and payment flow.
Protect what matters to your family & business
Findeer facilitates access to essential motor, health, and commercial shop insurance in partnership with licensed insurance providers and brokers across India.
Two-Wheeler Protection
Mandatory third-party and comprehensive protection plans for motorcycles and scooters.
- Annual renewals and multi-year options
- Basic accidental damage and liability cover
Four-Wheeler Protection
Comprehensive and third-party motor plans designed for personal passenger cars.
- Cover against road accidents and third-party liabilities
- Cashless repair networks via partner insurers
Health Protection
Hospitalization and medical protection plans to manage unforeseen health expenses.
- Individual and family coverage structures
- Pre-hospitalization and daycare treatment cover
Shop & Business Cover
Commercial protection plans designed to safeguard retail inventory, stock, and physical counters.
- Protection against fire, theft, and natural damages
- Tailored coverage for kirana and retail stores
Partner Disclosure: Findeer operates as a technology facilitator. Insurance policies are underwritten, issued, and serviced directly by licensed insurance companies in accordance with applicable IRDAI regulations. Policy terms, exclusions, premium amounts, and claim settlements are determined solely by the respective insurance provider.
Working capital & financing, facilitated transparently
Findeer connects small merchants and retail counters with eligible RBI-regulated banks and Non-Banking Financial Companies (NBFCs). We facilitate transparent loan applications with zero hidden fees and upfront disclosures.
Financing tailored for retailers to replenish store inventory, stock seasonal goods, or upgrade counter equipment.
Assisted applications for personal emergencies, education, or medical needs with clear structured repayment.
Findeer is a technology facilitator and does not lend money directly or guarantee approvals. All loan assessments, interest rates, tenure decisions, and disbursals are executed strictly by regulated partner banks and NBFCs.
How partner financing works
Select merchant working capital or personal credit assistance.
Submit basic business KYC details and bank statement.
Regulated bank or NBFC reviews credit criteria.
Review processing charges, interest rate, and schedule.
E-sign agreement; funds are disbursed directly by lender.
*Example for representation only. Actual interest rates, processing charges, and EMI schedules are subject to partner lender assessment.
Travel reservations & business compliance
Expand the everyday services your counter provides. Help customers reserve travel tickets and assist local entrepreneurs with business registrations and tax filings.
Findeer Travel Desk
Offer neighbourhood travelers an all-in-one booking desk for train, interstate bus, and domestic flight tickets with printable QR receipts.
Authorized partner booking for Indian Railways with live seat and PNR tracking.
Nationwide private and state bus bookings with seat selection.
Domestic airline ticket booking with instant ticket generation.
Tax & Business Compliance
Assist local businesses and residents in obtaining PAN cards, registering for GST, and filing annual income tax returns with professional review support.
New PAN application and corrections with biometric e-KYC assistance.
New GSTIN applications and periodic GSTR filing assistance.
Guided e-filing for salaried, trader, and small business taxpayers.
Class 3 DSC certificate issuance with USB crypto token support.
All-in-one UPI QR stand & loud 4G voice soundbox
Never second-guess a payment during busy store rush hours. Findeer equips retail counters with a durable all-in-one QR stand and an instant 4G audio Soundbox that speaks received payments loudly and clearly.
Accept scan-and-pay from popular UPI and banking apps seamlessly.
Instant audible announcements in multiple Indian regional languages.
Collected funds settle into your linked savings or current bank account.
Real audio confirmation prevents reliance on fake customer screenshots.
The modern retailer business dashboard
Every Findeer retail partner gets access to a clean, mobile-first business portal to manage wallet balances, process customer services, and review earned commissions in real time.
Patel General & Service Store
Active CounterTurn your store into a trusted community financial point
When a local shop adds Findeer services, they don't just earn per-transaction margins—they create more reasons for customers to visit their store, building lasting goodwill in their locality.
Complete guided digital registration with basic business details.
Receive your hardware kit and set up your counter services.
Offer cash withdrawals, remittances, and utility bill clearance.
Monitor daily commissions and transaction status from your portal.
Build lasting neighbourhood trust and increase regular customer visits.
Built for local store success
Offer assisted banking, utility payments, and travel bookings without needing multiple separate vendor contracts.
Earn transparent per-transaction margins on every verified cash withdrawal, remittance, and bill payment.
Instant digital receipts, SMS confirmation, and searchable transaction history for hassle-free reconciliation.
Direct access to our dedicated partner helpline and field assistance for hardware and operational questions.
A single mobile-friendly portal to manage wallet balances, bank settlements, and counter service requests.
Built for the way financial services actually reach people.
Financial inclusion across Bharat doesn't happen through isolated apps alone—it happens when trusted neighbourhood store owners have the right technology, dependable settlement, and reliable support to serve their community every day.
We combine digital speed with counter-friendly accessibility so that any customer, regardless of digital familiarity, can access essential banking and utility services safely.
Designed for Everyday Counters
Simple, lightweight workflows built for neighbourhood kiranas, pharmacies, and small merchants across towns and villages.
Unified Multi-Service Balance
One operational wallet handles cash withdrawals, utility payments, mobile recharges, and travel ticketing without multiple logins.
Transparent and Predictable
Clear fee disclosures, straightforward commissions, and automated daily bank settlement cycles without confusing fine print.
Real Human Assistance
Dedicated toll-free helpline, regional field guidance, and prompt query resolution whenever store partners need assistance.
How Findeer works in daily practice
Discover how our technology platform creates practical, everyday value for store owners, families, merchants, and regional distributors.
Adding assisted banking to everyday retail
A local grocery or pharmacy counter integrates AEPS and bill payments. Customers who visit to withdraw cash or clear their power bills often buy household essentials during the same visit, creating dual store value.
Clearing utilities without long commutes
Instead of traveling kilometers to distant utility collection centers or standing in bank branch queues, families can settle electricity, gas, and mobile top-ups in minutes at their corner store with a printed receipt.
Audio confirmation during peak rush hours
A busy counter business places the Findeer dynamic QR stand next to the cash register. Every successful UPI payment is announced immediately through the 4G Soundbox, keeping lines moving safely without checking phones.
Coordinating retail counters across a district
Regional business partners onboard, train, and support multiple local store counters. A consolidated portal provides clear visibility into operational terminals and service activity without manual bookkeeping.
Clear answers to common questions
Everything you need to know about our assisted banking, payment services, and retail partner onboarding.
Bring more financial services to your customers.
Join Findeer to offer everyday financial services from one connected platform. Transform your shop into a respected assisted banking point and payment collection counter.