Hardware & Banking
Verified Ecosystem Service

Micro ATM (M-ATM)

Turn your counter into an all-card cash withdrawal point.

Findeer Micro ATM enables neighbourhood merchants to offer debit card cash withdrawals and balance enquiries to customers using domestic RuPay, Visa, or Mastercard debit cards. It provides a lightweight, reliable alternative to traditional bank ATMs.

Instant Bank SettlementZero Setup Complication99.9% Verified Uptime
M-ATM Hardware Gateway
Rail ID: FND-MICR-2026
Transaction Preview256-Bit SSL
Card RailRuPay / Visa EMV Chip
Routing BankState Bank of India (Assisted)
Transaction Value₹5,000.00
Settlement Success+₹10.50 Margin
Direct Bank Settle
Sub-Second Speed
Capabilities & Value

Key advantages for consumers & retailers

Designed to make financial transactions fast, trustworthy, and simple.

Local Cash Access

Serve neighbourhood customers when standalone bank ATMs are crowded, out of cash, or distant.

Steady Revenue

Earn transparent per-transaction commissions directly credited to your business wallet.

Compact Hardware

Pocket-sized wireless terminal that pairs smoothly with Android mobile phones or tablets.

Included features & specifications

Compatible with domestic RuPay, Visa, and Mastercard chip debit cards
Bluetooth connectivity with extended battery backup for daily operations
EMV chip and PIN encryption certified for high transaction security
Digital receipt generation and SMS confirmation
Simple Workflow

How Micro ATM (M-ATM) works

A streamlined three-step experience for customers and store owners.

01

Insert Debit Card

Customer inserts their chip debit card into the compact Findeer Micro ATM terminal.

02

PIN Entry

Customer securely enters their confidential ATM PIN on the certified keypad.

03

Cash Dispensed

Transaction clears via bank switch; merchant dispenses cash and provides receipt.

Target Audience & Beneficiaries

Who benefits most from this service?

  • Pharmacies, grocery stores, and electronic shops serving local foot traffic
  • Towns and commercial markets with high cash withdrawal requirements
  • Merchants seeking to convert cash collections into electronic bank balances
Assisted Compliance
All transactions operate in compliance with national financial and banking frameworks.
Service Questions

Frequently asked questions

Can customers withdraw cash from any bank using Findeer Micro ATM?

Yes, active domestic chip-and-PIN debit cards issued by Indian banks are supported.

Is the Micro ATM terminal secure?

Yes, the device is hardware-encrypted and adheres to standard payment terminal security requirements.

Ready to start using Micro ATM (M-ATM)?

Join the Findeer network today as a consumer, merchant, or retail partner.